<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9"
        xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
        xsi:schemaLocation="http://www.sitemaps.org/schemas/sitemap/0.9
        http://www.sitemaps.org/schemas/sitemap/0.9/sitemap.xsd">

  <!-- Homepage - Highest Priority -->
  <url>
    <loc>https://neiljesaniwealth.com/</loc>
    <lastmod>2026-02-04</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>

  <!-- Core Service Pages - High Priority -->
  <url>
    <loc>https://neiljesaniwealth.com/family-office</loc>
    <lastmod>2026-02-04</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.95</priority>
  </url>

  <url>
    <loc>https://neiljesaniwealth.com/investment-management</loc>
    <lastmod>2026-02-04</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.95</priority>
  </url>

  <url>
    <loc>https://neiljesaniwealth.com/wealth-engineering</loc>
    <lastmod>2026-02-04</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.90</priority>
  </url>

  <!-- About & Trust Pages -->
  <url>
    <loc>https://neiljesaniwealth.com/about</loc>
    <lastmod>2026-02-04</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.85</priority>
  </url>

  <url>
    <loc>https://neiljesaniwealth.com/faq</loc>
    <lastmod>2026-02-04</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.85</priority>
  </url>

  <!-- Contact & Lead Generation -->
  <url>
    <loc>https://neiljesaniwealth.com/contact</loc>
    <lastmod>2026-02-04</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.90</priority>
  </url>

  <!-- Insights & Thought Leadership -->
  <url>
    <loc>https://neiljesaniwealth.com/insights</loc>
    <lastmod>2026-02-04</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.85</priority>
  </url>

  <url>
    <loc>https://neiljesaniwealth.com/insights/2026-market-outlook</loc>
    <lastmod>2026-01-15</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.80</priority>
  </url>

  <url>
    <loc>https://neiljesaniwealth.com/insights/2025-q4-report</loc>
    <lastmod>2026-01-10</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.75</priority>
  </url>

  <url>
    <loc>https://neiljesaniwealth.com/insights/2025-q3-report</loc>
    <lastmod>2025-10-15</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.70</priority>
  </url>

  <url>
    <loc>https://neiljesaniwealth.com/insights/2025-q2-report</loc>
    <lastmod>2025-07-15</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.70</priority>
  </url>

  <url>
    <loc>https://neiljesaniwealth.com/insights/2025-q1-report</loc>
    <lastmod>2025-04-15</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.70</priority>
  </url>

  <!-- Legal Pages -->
  <url>
    <loc>https://neiljesaniwealth.com/privacy</loc>
    <lastmod>2026-01-01</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.30</priority>
  </url>

  <url>
    <loc>https://neiljesaniwealth.com/terms</loc>
    <lastmod>2026-01-01</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.30</priority>
  </url>

</urlset>
