3 Dimensional Universal Asset Allocation Model
A sophisticated investment strategy designed to outperform traditional portfolios by integrating asset diversification, core financial principles, and external market factors.
INVESTMENT PHILOSOPHY
Rethinking Traditional Asset Allocation
Asset allocation has been the single biggest driver of portfolio performance for decades. Yet, traditional models relying on stocks and bonds struggle to outperform market indices consistently. We take a three-dimensional approach at Neil Jesani Wealth Management, refining traditional strategies to maximize growth, reduce volatility, and enhance long-term returns.
Our 3-dimensional Universal Asset Allocation strategy results from decades of testing, real-world investment experience, and financial expertise. We create a robust, high-performing portfolio strategy tailored to high-net-worth individuals and families by incorporating three critical dimensions.
The Three Dimensions of Smarter Investing
1st Dimension: Advanced Asset Allocation
Diversification is key—but not in the outdated 60/40 stock and bond model. We construct portfolios using multiple asset classes with low correlation to reduce risk and enhance returns. Depending on risk tolerance, up to 10 investment sleeves may be included, such as:
Private Equity & Venture Capital
Private Credit & Fixed Income Alternatives
Hedge Funds & Market-Neutral Strategies
Real Estate & Infrastructure Investments
2nd Dimension: Core Investment Principles
Beyond asset allocation, we integrate five powerful investment principles that most advisors overlook:
Velocity of Money: Keeping capital in motion for compounding efficiency.
Arbitrage Opportunities: Capturing pricing inefficiencies across asset classes.
Strategy Correlation: Blending investment strategies to enhance stability.
Margin of Safety: Structuring portfolios to reduce downside risk.
Leverage & Volatility: Using smart leverage for more significant long-term gains.
3rd Dimension: External Portfolio Factors
Even a well-diversified portfolio can underperform if external factors aren’t considered. The third dimension fine-tunes performance by optimizing:
Market Timing: Identifying the best entry and exit points for investments.
Expense Management: Reducing unnecessary costs to preserve returns.
Tax Strategy & Efficiency: Structuring portfolios to minimize tax liabilities and maximize after-tax growth.
Recent News
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Your financial journey deserves a team that understands the complexities of wealth. Whether you’re looking for personalized investment strategies, tax optimization, estate planning, or private banking solutions, we’re here to provide expert guidance.